Financial stability leads to better opportunities and healthy outcomes for individuals and families. Housing Frederick collaborates, advocates and educates on topics related to affordable housing in Frederick County. Housing insecurity can be addressed by educating individuals to take control of planning their financial future and empowering them. Unity Campaign funding will assist Housing Frederick to provide workshops to ALICE residents and to those living below the poverty level. We will focus on the basics of budget management, credit repair, savings, developing emergency funds and eviction prevention strategies.

Our nonprofit peers say anecdotally that poor credit or lack of credit is the most frequent barrier to affordable housing. If you want to rent or are in a program for home buying, your credit is checked. Housing stability comes when the cost of housing is manageable at 30% of your income. Credit scores of 600 or below can prevent eligibility for renting or buying. Teaching financial stability serves our mission because with budget management and credit education, individuals can take charge of their future and provide for their families. We endeavor to provide the resource of education to empower people to develop assets such as savings accounts and the chance to purchase homes.

By participating in the Unity Campaign, Housing Frederick will shed another spotlight on the barriers to affordable housing. We hope to further educate and advocate for ALICE families and others below the poverty line. We do not charge nonprofits for our classes and funding from the Unity Campaign will help us expand our workshops and reach more people at no charge.

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Monday – Thursday: 12:00 PM – 6:00 PM
Friday – Saturday: 11:00 AM – 7:00 PM
Sunday: 11:00 AM – 5:00 PM

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MON-SUN :11:00 AM TO 9:00 PM
LAST ONLINE ORDER: 8:45 PM

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Monday-Saturday: 10AM-6PM

Sunday: 11AM-5PM

I Believe In Me operates an after school program which includes educational activities and mentorship for 24 underprivileged youth between the ages of 6-16. Our youth are provided with a snack, lesson, educational assistance via homework help and tutors, and recreational activities including socialization. Within the program, I Believe In Me offers math and reading support, mentor program, financial education, hygiene and nutritional guidance, community outreach via volunteerism, and self-esteem and character development.

This program is unique because it exposes youth to real-life challenges, consequences, as well as providing supports to help youth make positive choices. Lead by mentors who once made life-altering decisions, our youth are given the opportunity to learn, engage, and connect with supportive adults from all walks of life. The mentors are able to expose the false perceptions of social and digital media, peer pressure, and other societal challenges. Youth are able to ask questions and learn from mentors’ experiences in a way that is authentic to them. I Believe in Me has been sustained by tremendous volunteer support. This support is based on strong organizational leadership, vision, and consistent youth outcomes, and positive relationships with the community.

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